Surasmi, I.A. and Udayana, I.B. 2023. Factors Affecting Return on Asset with The Moderation Role of Non-Performing Loans in National Private Banking. International Journal Of Management And Economics Invention. 9, 10 (Oct. 2023), 3103–3113. DOI:https://doi.org/10.47191/ijmei/v9i10.02.